Build Your Dream

Building Land Mortgage Financing

Finance your land purchase and construction project together

Building Finance Solutions

Complete Support for Your Construction Project

From land purchase to final construction - we finance every step

Land Purchase Financing

Secure financing for building plots with or without construction permits

Finance up to 80% of land value
Combined land + construction approval
Flexible terms during construction phase

Phased Construction Drawdowns

Progressive fund release as your construction project advances

Pay interest only during construction
Funds released at key milestones
Architect certification coordinates releases

Construction Loan Expertise

Specialized knowledge of construction financing requirements

Builder contract review and approval
Cost overrun contingency planning
Coordination with architects and contractors

Urbanization & Connection Costs

Complete budget including utilities and infrastructure connections

Utility connection financing
Road and infrastructure contributions
Landscape and driveway budgeting
Builder Benefits

Why Choose Us for Building Projects?

Comprehensive construction financing expertise

5-7 Stages

Flexible Drawdown

Progressive funding aligned to construction phases

Hover to learn more

Flexible Drawdown

Funds released in 5-7 construction stages from foundation to completion, minimizing interest during build

Pre-Build

Expert Valuation

Land and projected property value assessment

Hover to learn more

Expert Valuation

Professional valuation of land plus future construction value to optimize financing

Full Term

Construction Support

Guidance throughout your entire build

Hover to learn more

Construction Support

Dedicated advisor monitors construction progress and coordinates fund releases at each stage

Interest-Only

Competitive Terms

Pay interest only until construction completes

Hover to learn more

Competitive Terms

Interest-only payments during construction phase, full mortgage payments begin after completion

Belgium-Wide

Regional Expertise

Local knowledge of planning and zoning

Hover to learn more

Regional Expertise

Expertise in regional planning permissions, zoning requirements and local construction regulations

VAT Recovery

Tax Optimization

Maximize tax benefits on new construction

Hover to learn more

Tax Optimization

Guidance on VAT recovery for new builds and reduced registration fees versus existing properties

Building Project

Finance Your Land & Construction

Tell us about your building plans and we'll structure the right financing.

1
Simulation
2
Contact

Configure your simulation

Adjust parameters to estimate your monthly payments

€200,000
20 ans
Fixed rate3.98%
Revisable 10/5/54%
Revisable 5/5/54.09%

Your selection

  • ServiceCredit Broker
  • ProductMortgage Loan · Building land
  • Amount€200,000
  • Duration20 years
  • RateFixed rate
Monthly payment€1,247.02
  • TAEG4.33%
  • Total cost€299,284.71
  • Interest€99,284.71

Simulate for free

Adjust the parameters to instantly see your estimated monthly payments.

No commitment
Fast response within 24-48h
100% free service

Start Your Building Project

Land and construction financing expertise

100% Free
Fast response