Self-Employed Pension

PLCI - Free Supplementary Pension

Build your retirement as a self-employed professional with tax advantages

The PLCI (Free Supplementary Pension for the Self-Employed) allows self-employed professionals to build retirement capital while benefiting from significant tax deductions. Secure your financial future with a tailored pension plan.

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Fill out our simple form and discover the best PLCI pension options from leading Belgian insurance providers for self-employed professionals.

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PLCI - Free Supplementary Pension
Key Benefits

Why Choose PLCI for Your Retirement?

Tax-efficient retirement planning designed specifically for Belgian self-employed professionals

  • Tax Deductible Contributions

    PLCI contributions are fully tax-deductible as professional expenses, reducing your taxable income and overall tax burden while building retirement capital.

  • Flexible Contribution Amounts

    Contribute up to 8.17% of your professional income (capped at approximately €3,600 annually), with flexibility to adjust contributions based on your annual business performance.

  • Guaranteed Retirement Capital

    Build guaranteed retirement capital with minimum returns set by Belgian regulations, ensuring your contributions grow securely over time until retirement.

  • Death & Disability Coverage

    PLCI contracts include optional death and disability coverage, protecting your family and ensuring coverage of outstanding contributions in case of incapacity.

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FAQ

PLCI Frequently Asked Questions

Everything you need to know about Free Supplementary Pension for Self-Employed professionals

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